Required borrower documents 
- Past two (2) years' W-2 statements
- Past two (2) years' tax returns, all schedules
- Pay stubs covering the last 30 days
- Most recent transaction summary of 401K, IRA, or mutual fund accounts, last 30 days or last quarter
- Photocopies of any stocks or certificates of deposits (as needed)
- If you are currently renting, the name and address of your current landlord
- If recently divorced, a fully executed divorce decree
- A letter of explanation for any known credit problems (as needed)
- If self-employed through a corporation, last two years' corporate returns as well as a year-to-date profit and loss statement
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation. |