Required borrower documents

  • Past two (2) years' W-2 statements
  • Past two (2) years' tax returns, all schedules
  • Pay stubs covering the last 30 days
  • Most recent transaction summary of 401K, IRA, or mutual fund accounts, last 30 days or last quarter
  • Photocopies of any stocks or certificates of deposits (as needed)
  • If you are currently renting, the name and address of your current landlord
  • If  recently divorced, a fully executed divorce decree
  • A letter of explanation for any known credit problems (as needed)
  • If self-employed through a corporation, last two years' corporate returns as well as a year-to-date profit and loss statement

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.


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